Cheat sheet

**Core Banking Solutions (CBS) refers to a centralized, real-time banking system where all branch servers are connected to a central data center. It allows customers to access accounts, deposit, or withdraw money from any branch or channel (ATM, internet) 24/7. Key features include 360-degree customer views, automated processing, and enhanced security. 

Vacuumlabs

Vacuumlabs

*Key Aspects of Core Banking Systems

Definition: "CORE" stands for Centralized Online Real-time Exchange. It acts as the...

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Civics Basics

- Study of rights, responsibilities, decision‑making, common good

- Thinking model: What? So What? Now What?

Rights, Freedoms, Responsibilities

- Rights: legal entitlements (religion, expression, language, equality)
- Freedoms: act/think without interference (within limits)
- Responsibilities: obey laws, vote, jury duty, protect environment, help community

Charter of Rights & Freedoms (1982)

- Part of Constitution

- Protects from discrimination & government abuse

SHOULD BE

...

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contabilidade

Bens

O que a empresa possui fisicamente: dinheiro, depósitos, mercadorias, equipamentos...

Direitos

O que terceiros devem à empresa: dívidas DE clientes, dívidas DE funcionários...

Obrigações

O que a empresa deve a terceiros: dívidas AO fornecedor, empréstimos, IVA a pagar...

Tipo de conta

Debitar

Creditar

Ativo

Aumenta ↑

Diminui ↓

Passivo

Diminui ↓

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Gastos

Aumenta ↑

Diminui ↓

Rendimentos

Diminui ↓

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717 Devoluções
...

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Il sistema muscolare muove lo scheletro grazie ai muscoli scheletrici, così detti perché sono fissati alle ossa tramite nastri fibrosi detti tendini. Ogni muscolo si attacca con i suoi tendini a 2 ossa, scavalcando l’articolazione tra di esse. Origine o punto fisso: il punto in cui il tendine è fissato all’osso più vicino al centro del corpo (mediale). Inserzione o punto mobile: il punto in cui il tendine è fissato all’osso più lontano dal centro del corpo (laterale). Nel corpo ci sono

...

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Conversion of foreign currency transactions refers to the process of converting transactions that are carried out in a foreign currency into the home currency of a country. This is necessary because businesses involved in international trade deal with multiple currencies such as dollars, euros, etc., but their accounting records must be maintained in a single currency. Due to fluctuations in exchange rates, the value of foreign currency keeps changing, so conversion ensures that the correct and...

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ELOISE

A disciplina de Organização, Sistemas e Métodos (OSM) estuda como as empresas funcionam e como podem melhorar seus processos. Ela aborda a evolução das organizações, passando pela escola clássica (Taylor e Fayol), que focava na organização do trabalho, produtividade e controle, até a escola das relações humanas, que passou a valorizar as pessoas, motivação e integração no trabalho. Também inclui a visão de sistemas abertos, onde a empresa interage com o ambiente externo. Uma organização

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1. Les exceptions à la règle « Nul n’est censé ignorer la loi »

Le professeur rappelle le principe : l’erreur de droit n’est pas une défense.

Toutefois, il existe trois exceptions.

a) La loi non publiée ou inaccessible

  • On ne peut être censé connaître une loi qui n’a pas été rendue publique de manière intelligible.
  • Exemple vécu : les décrets pandémiques. Adoptés le mercredi, en vigueur le soir même, mais publiés dans un langage incompréhensible (modifications par virgules,
...

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  1. Fractions
    Add/subtract: make the bottom number the same first
    Multiply: top × top, bottom × bottom
    Divide: keep, change, flip

Example:
1/2 + 1/4 = 2/4 + 1/4 = 3/4
2/3 × 4/5 = 8/15
2/3 ÷ 4/5 = 2/3 × 5/4 = 5/6

  1. Sig fig and decimal places
    Decimal places: count digits after the decimal point
    Significant figures: start at first non-zero digit
    If next digit is 5 or more, round up

Example:
3.456 to 2 decimal places = 3.46
0.00456 to 2 sig fig = 0.0046

  1. Factorization
    Common factor: take out the biggest factor
    Quadratic:
...

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IMC AND SM

UNIT 1. Q1. Explain IMC Planning Model in detail with its components. Also explain the steps involved in developing an IMC Programme.

1. Introduction

Integrated Marketing Communication (IMC) is a strategic approach that ensures all forms of communication and messages are carefully linked together to deliver a clear, consistent, and compelling message about the organization and its products.

The IMC planning model provides a structured framework for developing and implementing effective communication

...

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