unit two

Central Banking: Concept and Meaning


🔹 What is Central Banking?

Central Banking refers to the functions and activities carried out by a central bank, which is the main monetary authority of a country responsible for managing the currency, money supply, and interest rates. It acts as a regulator and supervisor of the banking system and plays a crucial role in the economic and financial stability of the country.


🔹 Meaning of Central Bank

A Central Bank is a government-owned or state-owned

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unitone

India's banking system is a well-structured and regulated sector that plays a crucial role in the country's economic development. It operates under the supervision of the Reserve Bank of India (RBI), which is the central bank of the country.


Structure of the Banking System in India

1. Reserve Bank of India (RBI) – Central Bank

  • Established: 1935 (nationalized in 1949)

  • Role:

    • Regulator and supervisor of the banking system

    • Issuer of currency

    • Controller of monetary policy

    • Custodian of

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unit one

India's banking system is a well-structured and regulated system overseen primarily by the Reserve Bank of India (RBI). Here's an overview of the banking system and its structure:


🏦 1. Regulatory Body: Reserve Bank of India (RBI)

  • Established: 1935 (under the RBI Act, 1934)

  • Role:

    • Regulates the issue and supply of currency

    • Acts as the banker to the government and commercial banks

    • Formulates and implements monetary policy

    • Supervises and regulates financial institutions and markets

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Instrumentation

Draw and explain working of ramp type ADC with block diagram and waveform.

2Q==

Working Principle:

Start Signal: A start signal initializes the ramp generator and resets the counter.

Ramp Generation: The ramp generator starts generating the sawtooth waveform.

Comparison: The comparator continuously compares the ramp voltage with the analog input voltage.

Counting: As long as the ramp voltage is lower than the analog input, clock pulses are allowed to pass through the gate circuit and are counted by

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Fpl eng

Q1. Working Of Increment and Decrement Operator.

Program:

#include <stdio.h>

int main() {

int a = 10;

printf("%d\n",a++); // a = a + 1 => a = 11

printf("%d\n",a--); // a = a - 1 => a = 10

int count = 5;

printf("%d\n", ++count); // prints 6 (prefix increment)

printf("%d\n", count--); // prints 6, then count becomes 5 (postfix decrement)

return 0;

Q.Tokens:A token is the smallest unit of meaning in a programming languageThe tokens would be: 1. int → keyword 2. x → identifier 3. =

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javaa

What is JVM? How is it different from JRE?

JVM vs JRE (4 Marks - Point Format):

  1. JVM (Java Virtual Machine):
    It is an abstract machine that runs Java bytecode, enabling platform independence by converting bytecode into machine code.

  2. JRE (Java Runtime Environment):
    It is a software package that provides the necessary environment to run Java applications. It includes the JVM, core libraries, and other files.

  3. Function:
    JVM is responsible for execution only, whereas JRE provides everything needed

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Cheatsheet

1. Fractional Knapsack Problem (Greedy Approach)
-------------------------------------------------
#include <stdio.h>
#include <stdlib.h>

struct Item {
    int weight, profit;
    float ratio;
};

int compare(const void *a, const void *b) {
    struct Item *i1 = (struct Item *)a;
    struct Item *i2 = (struct Item *)b;
    return (i2->ratio > i1->ratio) - (i2->ratio < i1->ratio);
}

void fractionalKnapsack(int n, int capacity, struct Item items[]) {
    for (int i =...

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Sceicne

Cells are open systems – they exchange both matter and energy with their environment.

Open System Examples (Cells):

  • In: Water, oxygen, nutrients, solar energy (in plants)

  • Out: Carbon dioxide, waste, thermal energy, kinetic energy

    Need Organ System
    Nutrient intake & use Digestive
    Gas exchange Respiratory, circulatory
    Movement & growth Musculoskeletal
    Response to stimuli Nervous
    Waste removal Excretory, respiratory, digestive
    Reproduction Reproductive
    Need Organ
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What is the Policyholder Grievance Redressal System?

Grievance Redressal System Objectives of the Grievance Redressal System: To protect the interests of policyholders. To provide a structured channel for resolving complaints. To enhance customer satisfaction and trust. To ensure compliance with IRDAI guidelines. To improve service delivery and transparency. ⚙ Key Components / Parts of the System: 1. Grievance Redressal Officer (GRO): 2. Multiple Complaint Channels: 3. Acknowledgement of Complaint: 4. Resolution Timeline: 5. Grievance Escalation

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